IIC Project Portal — Delivery Status & Strategic Roadmap

Executive Summary Dashboard

Real-time delivery status, active product milestones, live deployments, and pending settlements.

Completed

IIC Planet Portal

Phase 1 Completed

Core MVP platform, registration, project discovery, proposals & admin completed.

Upcoming

IIC Planet Portal Phase 2 + 3

AI features, advanced analytics, file validation, collaboration, multilingual support, granular user and project permissions, email workflows, AI chatbot, advanced search and a modern light-theme experience.

Developer Resource Plan

$14,000 / Month
2 Months
6 Resource

Upcoming

IIC Worldwide Portal

Integrated commodities & products catalogue, Request to Purchase, Sell Product workflows, multilingual trading (5 languages + RTL), and admin approvals.

Developer Resource Plan

$14,000 / Month
2 Months
6 Resource

Mod 1 Complete

IIC Bank Web

Module 1 Done

Module 1 (3-Step Approval) completed; Modules 2–5 scheduled

Developer Resource Plan

$15,000 / Month
2 Months
5 Resource

90% Complete

IIC Bank Mobile App

90% Completed • 10% Remaining

Core mobile app built; remaining 10% testing/QA and store submission ready.

Upcoming

IIC Crypto Ecosystem

Stage 1 Built & Deployed

Crypto ecosystem built and accessible below link.

Prototype: iic-ecosystem-stage1.kretoss.in

IIC Crypto Standalon

$25,000 / Month
4 Months
7 Resource

Integrate with IIC Bank

$17,000 / Month
2 Months
5 Resource

Financial

$8,627

Outstanding Payments

Outstanding balance across existing deliverables required to release final milestone fixes.

Master Project Status & Workstream Matrix

Consolidated status across web, mobile, crypto, banking, and integration workstreams

IIC Planet Portal — Phase 1

Core platform MVP, Company Registration, Admin Approvals, Listings, Proposals & Security

Completed

IIC Planet Portal Phase 2 + Phase 3

Combined roadmap: AI features, File Validation, Analytics, Collaboration & Multilingual Support

Upcoming

IIC Worldwide Portal

Integrated Purchase & Sell trading modules reusing unified Planet Portal user & KYC baseline

Upcoming

IIC Bank Web

Module 1 Completed; Modules 2–5 (M2 $4,025 + M3 $4,140 + M4 $6,870 + M5 $6,985) • Upcoming: $22,020 USD

Mod 1 Done

IIC Bank Mobile App

90% mobile application completed — final 10% QA polish & store submission pending settlement

90% Completed (10% Remaining)

IIC Crypto Ecosystem (4 Projects)

Crypto ecosystem platform prototype: https://iic-ecosystem-stage1.kretoss.in/

Prototype Upcoming

IIC Planet Website

Public portal website development completed — final review & launch activities pending payment

Completion Pending Payment

TerraPay Integration

Cross-border settlement and payment gateway workflow integration

Upcoming

IIC Bank Web — Delivery Milestones

Institutional core banking platform milestone breakdown from Section 8.3 specification.

Module 1 Complete • Modules 2–5 Pending

IIC Bank Web Developer Resource Plan

$15,000 / Month

Dedicated monthly engineering resources for continued IIC Bank Web module development, enhancements, bug fixing, QA and project coordination.

$15,000 / Month • Approximately 2 Months • $30,000 Estimated Total • 5 Resource Roles

8.3 Delivery Milestones Specification

Milestone progress tracking based on institutional banking requirements.

Milestone	Deliverable	Status
Foundation Sprint	Shared infrastructure: authentication, RBAC framework, audit logging backbone, notification service skeleton	Completed
Module 1 Delivery	3-Step Approval Workflow with all four admin roles, transaction lifecycle management, and document upload	Completed
Module 2 Delivery	Immutable audit trail system with exportable reports and compliance dashboard	Pending
Module 3 Delivery	Fee engine and FX management with all fee type configurations and approval workflow	Pending
Module 4 Delivery	GL engine with double-entry posting, daily close reports, and reconciliation exports	Pending
Module 5 Delivery	Smart Cheque system with full activation lifecycle, biometric integration, and clearance workflow	Pending

Completed Module 1: 3-Step Approval Architecture

Four institutional admin roles & sequential multi-tier governance

Active

Operational

Initiates transaction, creates request & attaches docs

Sub admin

Verifies parameters, validates compliance & data accuracy

Super admin

Final authorization, executive sign-off & release

Execution and Audit

Transaction finalized & logged

IIC Bank Web Delivery Milestones & Financial Breakdown

Module 1 Completed • Modules 2–5 (M2 $4,025 + M3 $4,140 + M4 $6,870 + M5 $6,985) • Total Upcoming: $22,020 USD

IIC Bank Web — Milestones & Finance

Digital banking platform modules, completed work, enhancements and financial overview.

Upcoming Scope: $22,020 USD

Total Remaining / Upcoming Scope: $22,020 USD

Module 1 Completed Module 2: $4,025 USD Module 3: $4,140 USD Module 4: $6,870 USD Module 5: $6,985 USD

Financial Calculation: Module 2 ($4,025) + Module 3 ($4,140) + Module 4 ($6,870) + Module 5 ($6,985) = $22,020.00 USD.

Module 1 development has been completed. Any pending payment related to this module is already tracked separately on the main Overview page. (Module 1's original amount is not duplicated in this $22,020 remaining scope total).

Completed Scope

Module 1

3-Step Approval Workflow

Tracked separately on Overview

Module 4 (GL Engine)

$6,870.00

General Ledger & Multi-Currency

Core GL + Currency Posting

Module 5 (Smart Cheque)

$6,985.00

Smart Cheque & Limits / Validity

Biometrics, Limits & Validity

Total Upcoming Budget

$22,020.00

100% Scope Mapped

Across Modules 2, 3, 4, 5

Payment Status

Pending / Upcoming

Milestone Contract Pipeline

Released upon milestone sign-offs

Milestone Allocation Ledger & Financial Validation

$22,020 / $22,020 Allocated

100% Upcoming Scope Allocated Upcoming Total: $22,020 USD

Allocation Distribution Across Remaining Modules (2–5) $22,020.00 / $22,020.00 (100%)

■ Module 2: Audit Trail & Compliance ($4,025) ■ Module 3: Fees, Charges & FX ($4,140) ■ Module 4: General Ledger & Multi-Currency ($6,870) ■ Module 5: Smart Cheque Management ($6,985)

Important Financial Separation Note:
• Existing Module 1 Payment: Module 1 is already completed. Any pending payment is already shown separately on the Overview page.
• Remaining IIC Bank Web Scope: Modules 2–5 total $22,020 USD ($4,025 + $4,140 + $6,870 + $6,985).
• Total Remaining / Upcoming: $22,020 USD.

Financial Independence: This $22,020.00 USD upcoming scope is strictly separate from the $15,000.00 USD Planet Portal Phase 2+3 budget, the $10,000.00 USD Worldwide Portal budget, the $145,000.00 USD Crypto Ecosystem value, and the $8,627.00 USD existing project outstanding payment balance.

Milestone Delivery Lifecycle Timeline

Sequential delivery sequence: Module 1 (Completed) → Module 2 → Module 3 → Module 4 (GL & Multi-Currency) → Module 5 (Smart Cheque & Limits)

5 Modules • $22,020 Upcoming

Module 1: Approval Workflow

Completed

Maker-Checker-Approver, 4 admin roles & transaction lifecycle

Module 2: Audit & Compliance

$4,025 USD

Immutable audit logs, security tracking & compliance reports

Module 3: Fees & FX

$4,140 USD

Fee rules, exchange rates, currency conversion & spreads

Module 4: General Ledger

$6,870 USD

Double-entry engine, multi-currency GL & balance close

Module 5: Smart Cheque

$6,985 USD

QR activation, facial liveness, cheque limits & validity

Dedicated Engineering Squad

IIC Bank Web Resource Allocation

8 Dedicated Resource Roles

Engineering squad assigned to execute Modules 2–5 (Audit, Fees/FX, GL & Multi-Currency, Smart Cheque & Limits):

2 Web Frontend

Audit reports UI, fee matrix screens, GL balances & Smart Cheque UI

2 Backend Devs

Double-entry GL engine, FX/Fee algorithms & smart cheque activation

1 UI/UX Designer

Banking UI flows, facial verification UX & cheque layouts

1 QA Engineer

Double-entry balance tests, FX rate precision & security QA

1 Project Manager

Banking delivery compliance, sprint planning & milestone approvals

1 DevOps Engineer

Audit log immutability, secure key vaulting & CI/CD deployment

Institutional Bank Web Milestone Specification

Detailed scope, deliverables, and budgets from the IICB Digital Banking Platform Enhancement specification

100% Balanced ($22,020 USD Upcoming)

Milestone / Module	Scope & Key Deliverables	Budget Allocation	Status
Module 1 — 3-Step Approval Workflow & Admin Processing Maker-Checker-Approver multi-role governance	Maker-Checker-Approver workflow, Admin transaction processing, Role-Based Access Control, Transaction approval lifecycle, Admin roles, Supporting documents, Approval history, Transaction audit tracking. Module 1 development has been completed. Any pending payment is tracked separately on Overview.	Completed	Completed
Module 2 — Audit Trail & Compliance Logging System Immutable compliance & regulatory reporting	Immutable audit logs, user action tracking, login and security event logging, failed/unauthorized attempt tracking, approval history, transaction history, audit search, exportable audit reports, compliance reporting.	$4,025.00 USD	Planned
Module 3 — Fees, Charges & FX Management Engine Dynamic fee configuration & FX margin controls	Dynamic fee configuration, fixed and percentage fees, tiered fee rules, minimum/maximum fee caps, fee waiver rules, automatic fee deduction, exchange rate management, currency conversion, FX spread and margin configuration, fee approval workflow.	$4,140.00 USD	Planned
Module 4 — Lightweight General Ledger (GL) Engine Double-entry core accounting & Multi-Currency GL	Core GL Scope: Double-entry accounting, debit/credit posting, Chart of Accounts, transaction posting rules, fee accounting, asset/liability accounting, reversal entries, daily close and balance reports, reconciliation, financial reporting. Multi-Currency GL Enhancements: Separate GL setup for each supported currency, currency-specific accounting structure, multi-currency transaction posting, currency balances and reporting, and related GL adjustments.	$6,870.00 USD	Planned
Module 5 — Smart Cheque Management System Biometric lifecycle, withdrawal limits & validity periods	Core Smart Cheque Scope: Chequebook issuance, individual cheque registration, QR/barcode validation, inactive cheque state, digital cheque activation, facial liveness verification, OTP/PIN verification, multi-level admin approval, beneficiary deposit processing, fraud checks, duplicate detection, deposit clearance, audit trail. Cheque Controls Enhancements: User-level & admin-configurable cheque withdrawal limits (Min/Max limits), configurable cheque validity period, automatic expiry/inactive handling, validity checks during clearing, and related cheque enhancements.	$6,985.00 USD	Planned
Total Upcoming / Remaining Scope	Modules 2–5 (M2 $4,025 + M3 $4,140 + M4 $6,870 + M5 $6,985)	$22,020.00 USD	100% Allocated

Comprehensive Module Specifications

Detailed scope breakdowns across Module 1 (Completed) and Modules 2–5 (Planned)

Module 1 Completed

3-Step Approval Workflow & Admin Transaction Processing

Delivered & Completed

Maker-Checker-Approver workflow engine
Admin transaction processing pipeline
Role-Based Access Control (RBAC)
Transaction approval lifecycle state machine
Four institutional admin roles
Supporting documents upload & verification
Complete approval history tracking
Transaction audit trail logging

Note: Module 1 development has been completed. Any pending payment related to this module is already tracked separately on the main Overview page.

Module 2 Planned

Audit Trail & Compliance Logging System

$4,025.00 USD

Immutable audit logs with cryptographic hash verification
Granular user action tracking per session
Login and security event logging
Failed / unauthorized attempt tracking & alerting
Approval history tracking across all tiers
Comprehensive transaction lifecycle history
Multi-parameter audit search engine
Exportable audit reports (PDF, CSV, Excel)
Regulatory compliance dashboard & reporting

Enterprise regulatory compliance foundation

Module 3 Planned

Fees, Charges & FX Management Engine

$4,140.00 USD

Dynamic fee configuration engine
Fixed and percentage fee calculators
Tiered fee rules based on transaction volume
Minimum and maximum fee caps
Dynamic fee waiver rules
Automatic real-time fee deduction
Exchange rate management feeds
Instant multi-currency conversion
FX spread and margin configuration
Dedicated fee change approval workflow

Multi-tier fee calculation & FX margin engine

Module 4 Planned

Lightweight General Ledger (GL) Engine

$6,870.00 USD

Existing General Ledger scope:
Double-entry accounting core engine & debit/credit posting
Multi-tier Chart of Accounts hierarchy & posting rules
Fee accounting, asset/liability ledgers & reversal entries
Daily close, balance reports & automated GL reconciliation
Multi-Currency GL enhancement:
Currency-specific accounting structure (separate GL per currency)
Multi-currency transaction posting engine
Currency balances & multi-currency financial reporting
Related GL adjustments & reconciliation rules

Double-entry accounting + Multi-Currency GL ($6,870 USD)

Module 5 Planned

Smart Cheque Management System

$6,985.00 USD

Existing Smart Cheque Scope:

Chequebook issuance and numbering management
Individual cheque registration and serial tracking
Dynamic QR and barcode validation
Inactive cheque state until authenticated
Digital cheque activation workflow
Facial liveness verification integration
OTP / PIN verification authorization
Multi-level admin approval for high values
Beneficiary deposit processing
Automated fraud checks and duplicate detection
Deposit clearance workflow & audit trail

Cheque Controls & Enhancements:

Cheque withdrawal limits: User-level cheque withdrawal limits (Min/Max)
Admin-configurable cheque limits: Default fallback limits when user limits not set
Cheque validity period: Configurable validation/validity period
Automatic expiry/inactive handling: Auto-inactivates upon validity expiration
Validity checks during clearing: Real-time expiration enforcement during deposit
Related cheque enhancements: Audit logging of limit adjustments and validity rules

Smart Cheque Management + Limits & Validity Controls ($6,985 USD)

IIC Crypto Ecosystem Project

Stage 1 cryptocurrency and digital asset ecosystem platform showcase, Customer Portal, Admin Console, and expansion roadmap.

Stage 1 Live Demo

IIC Crypto Ecosystem — 4 Distinct Projects Roadmap

Core Project: $80,000 USD 3 Addon Projects: $65,000 USD Total Planned Value: $145,000.00 USD

The IIC Crypto Ecosystem comprises 4 separate, distinct projects: the core Project 1: Customer Portal & Admin Console ($80,000 USD) (currently demonstrated via Stage 1 prototype), alongside 3 dedicated integration projects: Project 2: USDT Integration ($15,000 USD), Project 3: Mobile Application ($20,000 USD), and Project 4: IIC Bank Integration ($30,000 USD).

These represent four separate project initiatives under the broader ecosystem roadmap, not a single monolithic contract.

Developer Resource Plan

Monthly Capacity Model Project 4 Excluded

$25,000 / Month • 4 Months • $100,000 Estimated Total • 7 Resource Roles

Project 1 • Core

Customer Portal & Admin Console

$80,000.00 USD

Core platform with Customer Portal (onboarding, wallet, DINAAR/SAYA, transactions) & Admin Console (different admin roles, RBAC, KYC, approvals).

Prototype Live View Scope →

Project 2 • Addon

USDT Integration with Platform

$15,000.00 USD

Dedicated USDT wallet, purchase/transfer flows, transaction management, blockchain rails, balance sync, and USDT admin controls.

Planned View Scope →

Project 3 • Addon

Mobile Application

$20,000.00 USD

Mobile applications connecting to the Crypto Platform backend with biometric auth, wallets, DINAAR, SAYA & USDT.

Planned View Scope →

Project 4 • Addon

IIC Bank Integration

$30,000.00 USD

Direct IIC Bank integration with fiat deposit/withdrawal, crypto-to-fiat & fiat-to-crypto workflows, balance sync, and GL reconciliation.

Planned View Scope →

Live Environment

Stage 1 Ecosystem Prototype (Project 1 Baseline)

The IIC Crypto Project – Stage 1 prototype has been built and deployed to a demonstration environment. Stakeholders can explore the live customer onboarding, digital asset dashboards, wallet interfaces, DINAAR/SAYA token views, and admin role prototypes.

Live Stage 1 URL

https://iic-ecosystem-stage1.kretoss.in/

Launch Stage 1 Platform

Project 1 Core Scope Breakdown ($80,000 USD)

Deliverables encompassed in the core platform contract (excluding separate USDT, Mobile & Bank projects):

Customer Portal

Customer onboarding
Customer dashboard
Wallet functionality
DINAAR / SAYA access
Purchase / transfer flows
Redemption functionality

Admin Console

Different Admin Roles
Role-based access (RBAC)
Customer & KYC management
Asset & transaction control
Redemption management
Administrative approvals

Explore Detailed Financials & Scope for All 4 Projects

Review individual budget allocations, deliverable specifications, and payment milestones across Project 1 ($80k), Project 2 ($15k), Project 3 ($20k), and Project 4 ($30k).

IIC Bank Crypto Connect

Integration of the IIC Crypto Ecosystem with the existing IIC Bank platform.

This resource plan covers the development required to connect the existing IIC Bank platform with the IIC Crypto Ecosystem, including blockchain, mobile application, QA/project management and UI/UX resources.

Monthly Resource Cost

$17,000 / Month

Monthly Resource Cost

Dedicated team allocation

Estimated Duration

~2 Months

Approximately 2 Months

Estimated delivery timeline

Estimated Total

$34,000.00

$17,000 × 2 Months

Total estimated resource allocation

Team Structure

5 Allocations

1 Blockchain, 2 Mobile, 1 QA/PM, 1 UI/UX

Mobile: 2 Dedicated Devs ($8k/mo)

Resource Allocation

Role breakdown, resource type, monthly rates, and specific responsibilities for IIC Bank Crypto Connect

5 Resource Allocations $17,000.00 USD / Month

Role	Type	Monthly	2-Month	Responsibility
Blockchain Developer Smart Contracts & On-Chain Integration	Dedicated	$4,000 / Month	$8,000 / 2 Months	• BNB Smart Chain integration • Smart contract integration • Wallet integration • On-chain transaction handling • Blockchain transaction verification • DINAAR workflows • SAYA workflows • USDT workflows • Blockchain API integration • Blockchain monitoring • IIC Crypto ↔ IIC Bank Crypto Connect integration
Mobile App Developer #1 IIC Bank Mobile App Integration & Access	Dedicated	$4,000 / Month	$8,000 / 2 Months	• IIC Bank Mobile App integration • Crypto access from mobile • IIC Bank → Crypto navigation • Wallet connection workflows • DINAAR / SAYA / USDT interfaces • API integration • Mobile transaction workflows • Bug fixing • Mobile integration testing
Mobile App Developer #2 Features, Screens & Redemption Workflows	Dedicated	$4,000 / Month	$8,000 / 2 Months	2 Dedicated Mobile Developers: $8,000 / Month Combined ($16,000 / 2 Months) • IIC Bank Mobile App integration • Crypto-related mobile functionality • API integration • Banking-to-crypto workflows • Wallet screens • Transaction status screens • Redemption workflow • Bug fixing & regression fixes • Device compatibility • Mobile integration testing
QA Engineer / Project Manager QA Testing & Sprint Management	Dedicated	$3,500 / Month	$7,000 / 2 Months	QA Responsibilities: Functional testing, IIC Bank integration testing, crypto workflow testing, blockchain transaction testing, mobile testing, API testing, regression testing, bug verification, end-to-end testing, release validation. Project Management: Sprint planning, developer coordination, task management, requirement clarification, client communication, progress tracking, QA coordination, release coordination.
UI/UX Designer User Journeys & Interface Specifications	PART-TIME RESOURCE	$1,500 / Month	$3,000 / 2 Months	PART-TIME RESOURCE • IIC Bank Crypto Connect UX • IIC Bank → Crypto user journey • Mobile crypto screens • Integration screens • Wallet connection UX • DINAAR / SAYA / USDT interfaces • Redemption UX • UI improvements • Responsive design • Developer handoff
TOTAL MONTHLY:		$17,000	$34,000	TOTAL FOR APPROX. 2 MONTHS: $34,000

Approximately 2-Month Integration Development Plan

Structured two-month roadmap covering foundation integration and production stabilization

Approximately 2 Months

MONTH 1 $17,000 USD

Foundation & Core Integration

IIC Bank: Crypto access entry point • Customer/account mapping • Authentication integration • KYC/compliance integration

IIC Crypto: Crypto profile connection • Wallet integration • DINAAR / SAYA / USDT access • BNB Smart Chain integration

Mobile: IIC Bank Mobile App crypto entry • Crypto dashboard • Wallet connection • Initial transaction workflows

Backend / Integration: Secure API integration • Identity mapping • Transaction status synchronization • Settlement integration foundation

QA: Initial integration testing • API testing • Workflow validation

Cumulative Disbursement: $17,000.00 USD

MONTH 2 $17,000 USD

Integration Completion & Stabilization

Core Deliverables: Complete IIC Bank ↔ Crypto integration • Complete mobile crypto workflows • DINAAR redemption integration • IIC Bank cash settlement workflow • Transaction status synchronization • Blockchain transaction validation

Mobile & Testing: USDT / DINAAR / SAYA workflow testing • Full regression testing • Mobile testing • Bug fixing • Security validation • Client review • Release preparation

Cumulative Disbursement: $34,000.00 USD (Completion)

Important Note: This is presented as an approximately 2-month development resource plan. Actual delivery timing may vary depending on final requirements, third-party integrations, blockchain dependencies, client approvals, testing feedback and change requests.

Monthly Cost Table

$34,000 Total

Monthly disbursement schedule per resource allocation:

Resource	Month 1	Month 2	Total
Blockchain Developer	$4,000	$4,000	$8,000
Mobile Developer #1	$4,000	$4,000	$8,000
Mobile Developer #2	$4,000	$4,000	$8,000
QA / Project Manager	$3,500	$3,500	$7,000
UI/UX — Part-time	$1,500	$1,500	$3,000
TOTAL	$17,000	$17,000	$34,000

Dedicated resource capacity funding model.

Planning Notes

10 Framework Notes

Developer Resource Plan — Separate from Project Milestones

The $17,000/month and $34,000 estimated 2-month resource allocation represents the development team required for IIC Bank Crypto Connect. It is separate from the existing project milestone and finance amounts.

1. The resource plan covers development required for IIC Bank Crypto Connect.

2. The estimated engagement period is approximately 2 months.

3. The estimated resource allocation is $17,000 per month.

4. The estimated 2-month resource allocation is $34,000.

5. Two dedicated Mobile App Developers are allocated at $4,000/month EACH.

6. Combined Mobile Development allocation is $8,000/month and $16,000 for approximately 2 months.

7. UI/UX support is provided on a part-time basis ($1,500/month, $3,000 total).

8. QA / Project Manager covers both quality assurance and project coordination ($3,500/month, $7,000 total).

9. The resource plan is separate from existing project milestone/finance amounts.

10. Actual delivery timing may vary depending on requirements, integrations, blockchain dependencies, approvals, testing and change requests.

Dedicated resource capacity model for IIC Bank Crypto Connect.

IIC Crypto Ecosystem — Projects & Finance

Independent financial allocations, deliverables, and scope specifications across 4 distinct crypto projects.

Stage 1 Prototype

Total Planned Across All Crypto Projects: $145,000 USD

Combined Value: $145,000.00 USD

Important: This is the combined planned value of four separate projects, not one single project budget. Each project maintains its own dedicated scope, independent budget, and sequential milestone delivery criteria.

100% of the $145,000.00 USD total planned value is mathematically mapped across the 4 independent projects.

Overall Financial Summary Across All 4 Crypto Projects

Portfolio breakdown showing independent budgets and combined planned value

4 Projects • $145,000 USD Total

Project Name	Project Scope / Nature	Budget	Status
Project 1 — Customer Portal & Admin Console Core IIC Crypto Ecosystem Project • Stage 1 Prototype Live	Customer onboarding, dashboard, wallet, DINAAR/SAYA, transactions, plus Admin Console with different admin roles, RBAC & compliance.	$80,000.00 USD	Planned / Upcoming
Project 2 — USDT Integration with Crypto Platform Dedicated Stablecoin Integration • Separate Project	USDT wallet integration, purchase/transfer flows, transaction management, balance sync, blockchain rails, and admin management.	$15,000.00 USD	Planned / Upcoming
Project 3 — Mobile Application for Crypto Platform Mobile Ecosystem • Separate Project	iOS and Android apps with onboarding, wallet, DINAAR/SAYA/USDT access, transactions, redemption, biometric auth, and backend sync.	$20,000.00 USD	Planned / Upcoming
Project 4 — IIC Bank Integration with Crypto Platform Core Banking Bridge & Fiat Settlement • Separate Project	Connect Crypto Platform with IIC Bank, fiat transactions, deposit/withdrawal, crypto $\leftrightarrow$ fiat workflows, balance sync, and GL reconciliation.	$30,000.00 USD	Planned / Upcoming
Total Across All Projects	Combined value of four separate projects (not a single project budget)	$145,000.00 USD	100% Allocated

Total Combined Budget

$145,000.00

4 Separate Projects Combined

$80k + $15k + $20k + $30k

Allocated

$145,000.00

100% Scope Mapped

Across 4 distinct project charters

Paid

$0.00

Upcoming Contract Phase

No payments disbursed yet

Remaining

$145,000.00

Outstanding Total Balance

Released upon project sign-offs

Payment Status

Pending / Upcoming

Scheduled Milestone Schedule

Independent of existing $8,627 balance

Important Note: Allocated does not mean Paid.
The ledger confirms that the complete $145,000.00 USD combined value across all 4 projects is fully allocated. The payment status remains Pending / Upcoming ($0.00 Paid, $145,000.00 Outstanding).

Financial Separation: This $145,000.00 USD combined crypto project value is strictly separate from the $15,000.00 USD Planet Portal Phase 2+3 budget, the $10,000.00 USD Worldwide Portal budget, and the $8,627.00 USD existing project outstanding payment balance.

PROJECT 1 • CORE PLATFORM

Project 1 — Customer Portal & Admin Console

This is the core IIC Crypto Ecosystem project. Reference: Stage 1 Prototype

Total Budget: $80,000 USD Status: Planned / Upcoming

Project 1 Budget

$80,000.00

Core Platform Total

Allocated

$80,000.00

100% Scope Mapped

Paid

$0.00

Upcoming Phase

Outstanding

$80,000.00

Contract Milestone Balance

Stage 1 Reference Prototype: https://iic-ecosystem-stage1.kretoss.in/

Open Live Prototype

Customer Portal Scope

Customer Portal: Responsive institutional web interface
Customer onboarding: Identity registration & account setup
Customer dashboard: Asset overview & real-time valuation
Wallet functionality: Multi-currency asset deposit & address generation
DINAAR / SAYA: Dedicated token access & portfolio tracking
Transactions: Detailed ledger history & exportable receipts
Purchase / transfer: Internal buy, transfer, and swap workflows
Redemption: Digital asset redemption execution
Customer-related ecosystem functionality: Settings & security

Admin Console Scope

Admin Console: Back-office management portal
Different Admin Roles: Multi-tiered administrative permissions
Role-based access (RBAC): Granular capability matrix & security rules
Customer management: User lifecycle, account controls & status
KYC / compliance: Document verification & AML screening
Asset management: DINAAR & SAYA supply and treasury oversight
Transaction management: Real-time auditing & risk flagging
Redemption management: Institutional sign-off & release
Administrative approvals: Maker-checker authorization engine
Platform management: Global parameters & operational settings

Assigned Project 1 Engineering Squad:

2-3 Web Frontend 2-3 Backend / Blockchain 1 UI/UX Designer 1 QA Engineer 1 Project Manager 1 DevOps Engineer

Boundary Clarification: Keep this project strictly at $80,000 USD. Do not include separate USDT Integration, Mobile App, or IIC Bank projects inside this $80,000 core budget.

PROJECT 2 • SEPARATE PROJECT

Project 2 — USDT Integration with Crypto Platform

Dedicated stablecoin integration connecting USDT liquidity with the existing Crypto Platform.

Total Budget: $15,000 USD Status: Planned / Upcoming

Project 2 Budget

$15,000.00

USDT Integration Total

Allocated

$15,000.00

100% Scope Mapped

Paid

$0.00

Upcoming Phase

Outstanding

$15,000.00

Milestone Balance

Assigned Project 2 Engineering Squad:

2 Backend / Blockchain Devs 1 QA Automation 1 DevOps Engineer 1 Project Manager

Project 2 High-Level Scope

USDT integration with existing Crypto Platform
USDT wallet integration: Multi-chain deposit/withdrawal
USDT purchase/transfer: In-app buy and transfer flows
USDT transaction management: Real-time monitoring & logging
USDT balance: Real-time balance sync and valuation
USDT blockchain integration: Smart contract & node connections
Admin management: USDT treasury, limits & approval controls
Testing and integration: Comprehensive QA & validation

PROJECT 3 • SEPARATE PROJECT

Project 3 — Mobile Application for Crypto Platform

Dedicated native iOS and Android mobile applications connecting to the existing Crypto Platform backend.

Total Budget: $20,000 USD Status: Planned / Upcoming

Project 3 Budget

$20,000.00

Mobile App Total

Allocated

$20,000.00

100% Scope Mapped

Paid

$0.00

Upcoming Phase

Outstanding

$20,000.00

Milestone Balance

Assigned Project 3 Engineering Squad:

2–3 Mobile Frontend (iOS & Android) 1 Backend API Engineer 1 Mobile QA Tester 1 Project Manager

Project 3 High-Level Scope

iOS mobile application (Swift/Native)
Android mobile application (Kotlin/Native)
Customer login / onboarding: Seamless mobile entry
Customer dashboard: Mobile-optimized asset tracking
Wallet: Mobile cryptocurrency wallet management
DINAAR / SAYA: Token access & live balances
USDT: Mobile stablecoin balance & transfers
Transactions: Push receipts & transaction history
Purchase / transfer: Mobile trading and transfer flows
Redemption: Mobile asset redemption requests
Notifications: Push notifications & execution alerts
Secure mobile authentication: Biometrics & 2FA
Integration with existing Crypto Platform backend: REST/WebSocket APIs

PROJECT 4 • SEPARATE PROJECT

Project 4 — IIC Bank Integration with Crypto Platform

Direct institutional connectivity between IIC Bank core rails and the Crypto Platform.

Total Budget: $30,000 USD Status: Planned / Upcoming

Project 4 Budget

$30,000.00

Bank Integration Total

Allocated

$30,000.00

100% Scope Mapped

Paid

$0.00

Upcoming Phase

Outstanding

$30,000.00

Milestone Balance

Assigned Project 4 Engineering Squad:

2 Backend Core Banking Engineers 1 DevOps / Security Engineer 1 QA Engineer 1 Project Manager

Project 4 High-Level Scope

IIC Bank integration with Crypto Platform
Customer / account integration: Unified banking mapping
Fiat transactions: Multi-currency fiat clearing workflows
Deposit / withdrawal: Automated banking settlement
Crypto-to-fiat workflow: Seamless asset liquidation
Fiat-to-crypto workflow: Direct bank account debits
Account / balance synchronization: Live dual-balance feeds
Transaction synchronization: Real-time cross-platform state
Banking transaction status: Automated webhooks & callbacks
Secure API integration: Mutual TLS, signed JWT & AES encryption
Reconciliation: Automated end-of-day ledger reconciliation
Admin monitoring: Live banking liquidity & audit logging

IIC Crypto Ecosystem — Developer Resource Plan

Monthly development team allocation for the IIC Crypto Ecosystem, excluding Project 4 — IIC Bank Integration with Crypto Platform.

Monthly Rate

$25,000 / Mo

Monthly Developer Cost

Dedicated team allocation

Engagement Term

4 Months

Planned Duration

Estimated delivery timeline

4-Month Total

$100,000.00

Estimated Total Cost

$25,000 / month × 4 months

Team Composition

7 Roles

Team Structure

6 Full-Time + 1 Part-Time

Scope Boundary

Project 4

Explicitly Excluded

Bank integration is separate

Scope Boundary

Project 4 (IIC Bank Integration) Excluded

This monthly developer resource plan covers the IIC Crypto Ecosystem development activities excluding Project 4 — IIC Bank Integration with Crypto Platform. Project 4 is maintained as a separate project and its development resources/costs are not included in the $25,000 monthly allocation.

Monthly Developer Resource Allocation & Responsibilities

Detailed roles, engagement types, monthly allocations, 4-month totals, and specific development responsibilities

$25,000 / Month • 7 Roles

Role	Resource Type	Monthly Allocation	4-Month Allocation	Responsibility
Backend Python Developer Core Backend Architecture	Full-time	$4,000.00 USD	$16,000.00 USD	• Python backend development • REST APIs • Business logic • Authentication and authorization • Database/API integration • Crypto ecosystem backend services • Admin/backend services • Third-party API integrations
Frontend Web Developer Portals & Dashboards	Full-time	$3,000.00 USD	$12,000.00 USD	• Web application development • Customer portal • Admin console • Dashboard interfaces • API integration • Transaction interfaces • Responsive web implementation
Blockchain Developer Web3 & Smart Contracts	Full-time	$4,000.00 USD	$16,000.00 USD	• Smart contract development/integration • BNB Smart Chain integration • Wallet integration • On-chain transaction flows • Token-related functionality • Blockchain transaction monitoring • Web3 integration
Mobile App Developer iOS & Android Native	Full-time	$4,000.00 USD	$16,000.00 USD	• iOS and Android application development • Mobile wallet functionality • DINAAR / SAYA / USDT flows • Transaction screens • Authentication and biometric integration • Push notifications • Backend API integration
QA Engineer / Project Manager Quality & Delivery Lead	Full-time	$3,500.00 USD	$14,000.00 USD	• Functional testing • Regression testing • API testing • Mobile/web QA • Blockchain transaction flow testing • Bug tracking and verification • Sprint/task coordination • Client communication and project coordination • Release management
UI/UX Designer Product Design & UX	Part-time	$2,500.00 USD	$10,000.00 USD	• UI/UX design • User flows • Web interface design • Mobile application screens • Admin dashboard UX • Design improvements • Design consistency across ecosystem • Developer design support
DevOps Engineer Infrastructure & CI/CD	Full-time	$4,000.00 USD	$16,000.00 USD	• Cloud/server infrastructure • Deployment pipelines • CI/CD • Environment management • Monitoring and logging • Security configuration • Production deployment support • Backup and infrastructure management
TOTAL MONTHLY RESOURCE ALLOCATION		$25,000.00 USD	$100,000.00 USD	TOTAL FOR 4 MONTHS: $100,000.00 USD across 7 Dedicated Roles

4-Month Development Plan

Sequential focus roadmap across four estimated monthly development cycles

4-Month Plan

MONTH 1 $25,000

Foundation & Architecture

Focus:

Backend architecture
Database/API foundation
Web application foundation
Blockchain architecture and wallet integration
Mobile application foundation
Initial DevOps environments
UI/UX core flows
QA test planning

Cumulative: $25,000 USD

MONTH 2 $25,000

Core Feature Development

Focus:

Core backend modules
Customer portal development
Admin console development
Blockchain transaction flows
Mobile core screens and APIs
Wallet integration
Initial QA cycles
CI/CD and infrastructure improvements

Cumulative: $50,000 USD

MONTH 3 $25,000

Ecosystem Integration

Focus:

Backend/frontend integration
Blockchain integration
DINAAR / SAYA / USDT-related flows
Mobile/backend synchronization
Transaction processing
Admin functionality
Integration testing
Performance and security improvements

Cumulative: $75,000 USD

MONTH 4 $25,000

QA, Stabilization & Release Preparation

Focus:

Full regression testing
Cross-platform testing
Blockchain transaction validation
Security testing
Performance optimization
Bug fixing
Production readiness
Final client review and release support

Cumulative: $100,000 USD

Important Note: This is presented as an estimated 4-month development resource plan. Actual completion depends on final scope, third-party integrations, approvals, dependencies, and client feedback.

4-Month Cost Table

$100,000 Total

Monthly disbursement schedule and cumulative financial progression:

Month	Estimated Resource Cost	Cumulative Cost
Month 1	$25,000	$25,000
Month 2	$25,000	$50,000
Month 3	$25,000	$75,000
Month 4	$25,000	$100,000
Total	$100,000	$100,000

Predictable monthly capacity funding model.

Planning Notes

9 Framework Notes

1. The above amounts represent monthly resource allocation for the IIC Crypto Ecosystem development team.

2. The estimated engagement period is 4 months.

3. The estimated total resource allocation for 4 months is $100,000 USD.

4. UI/UX is allocated on a part-time basis.

5. The resource plan excludes Project 4 — IIC Bank Integration with Crypto Platform.

6. Project 4 remains a separate project with its own scope, budget, milestones, and resource requirements.

7. Actual delivery timing may vary depending on final requirements, third-party integrations, blockchain/network dependencies, client approvals, testing feedback, and change requests.

8. Any additional scope outside the agreed IIC Crypto Ecosystem scope should be reviewed separately.

9. Monthly resource allocation is intended to provide dedicated development capacity across backend, web, blockchain, mobile, QA/project management, UI/UX, and DevOps.

Excludes external 3rd-party infrastructure / RPC / validator gas costs.

IIC Bank Mobile Application

Mobile application development progress, QA validation, and store release checklist.

90% Completed (10% Remaining)

Progress Breakdown

90% Done

Mobile App Architecture & UI

Native app screens, navigation & core banking views

Completed

Core Banking & Security Workflows

Authentication, user profiles & Maker-Checker checks

Completed

Final 10% QA & Production Prep

Final regression testing, signing & store bundle packaging

10% Remaining

Google Play & Apple App Store Submission

Store metadata, review submission & publishing

Planned

Delivery Status

90% Completed • 10% Remaining

90% of the mobile application development is completed. Once the applicable pending milestone payment is received, the remaining 10% testing/QA polish will be executed and the app will be submitted to the Google Play Store and Apple App Store.

Store Publishing Alignment

App submission packages will be configured under client production developer credentials following the settlement of pending balances.

IIC Planet Portal — Phase 1

Core platform foundations, company onboarding, project catalog, proposal handling, and governance.

PHASE 1 COMPLETED

IIC PLANET PORTAL PHASE 1 IS COMPLETED

Phase 1 Done

The foundation MVP has been built and completed. All 8 core functional modules below are delivered, ready to serve as the unified launchpad for Phase 2 + Phase 3 and Worldwide Portal modules.

Phase 1 Completed Functional Modules

Company Registration

Company registration workflow
Basic company information
Contact information & credentials

Admin Approval

Admin reviews registration
Approve / Reject action
User onboarding & activation

Company Profile

Corporate credentials & details
Certifications & licenses repository
Document management

Project Listings

Project title, sector & industry
Location, budget & timelines
Supporting documents

Project Discovery

Browse public project directory
Project detail view modals
Category filtering structure

Proposal Submission

Proposal title & approach
Proposed budget & team specs
Attachments upload

Admin Management

Manage registered companies
Moderate listings & proposals
Approval / rejection workflows

Security & Controls

Authentication & session security
Role-based access control (RBAC)
Secure document handling

IIC Planet Portal Phase 2 + Phase 3 (Upcoming)

Consolidated strategic feature pipeline and architectural roadmap designed for execution following Phase 1 completion.

Budget: $15,000 USD Upcoming Roadmap

Shared Developer Resource Plan

$14,000 / Month 2 Months (~$28k Total)

Shared cross-functional engineering team (6 Roles) supporting both Planet Portal Phase 2+3 and Worldwide Portal. DevOps included at no additional cost.

Upcoming Scope: Planet Portal Phase 2 + Phase 3

11 Core Enhancement Categories • $15,000 USD

With Phase 1 completed, the combined IIC Planet Portal Phase 2 + Phase 3 serves as the active upcoming enhancement roadmap, delivering AI capabilities, an intelligent AI Chatbot, deep business analytics, multilingual localization (5 languages + RTL), granular module and project access control, automated proposal email notifications, and a modern light-theme experience.

Scope Category 1

1. AI Features

AI-assisted proposal matching engine
Intelligent project content generator
Smart risk summarizer & executive briefs
Automated opportunity relevance scoring

Scope Category 2

2. AI Chatbot

Interactive AI chat assistant on portal UI
Portal navigation & procedural guidance
Explains project info & proposal workflows
Strict RBAC: Respects User → Module → Project permissions

Scope Category 3

3. File Validation

Automated document checksums & validation
Deep file format & safety checking (MIME/malware)
OCR & automated credential parsing
Real-time document parsing status indicator

Scope Category 4

4. Advanced Analytics & Insights

Project Analytics: Active, completed, pending, status distribution
Company Analytics: Registrations, participation, engagement rate
Proposal Analytics: Approval/rejection rates, submission trends
User & Platform Analytics: Activity KPIs, charts & date filters

Scope Category 5

5. Collaboration & Messaging

In-platform real-time direct & group messaging
Discussion threads & proposal comments
Secure file & attachment sharing
Stakeholder audit trails & read receipts

Scope Category 6

6. Advanced Search & Filtering

Advanced project discovery search engine
Multi-parameter filter matrix (sector, budget, location)
Deep categorization taxonomy & tags
Saved filter presets & notification alerts

Scope Category 7

7. Multilingual Support

5 Languages: 🇬🇧 English, 🇸🇦 Arabic, 🇪🇸 Spanish, 🇫🇷 French, 🇨🇳 Chinese
Full RTL (Right-to-Left) support for Arabic
UI translation structure & translation-ready labels
Localized forms, notifications, dates & currencies

Scope Category 8

8. Granular Module Permissions

User-level module permission assignment
Read Access: User can view module/data
Write/Edit Access: Create, edit, execute actions
No Access: Module is completely hidden

Scope Category 9

9. Project-Level Access Control

Specific Project Access: Selected project assignments
All-Project Access: System-wide project authority
Granular Read / Write / No Access per assigned project
Independent decoupling from module permissions

Scope Category 10

10. Proposal Email Notifications

Submission Alert: To project owner/admin with summary & link
Approval Notification: To submitter with approver & link
Rejection Notification: To submitter with reasons & feedback
Automated background email delivery queue

Scope Category 11

11. Light Theme & UI Modernization

Clean, modern, enterprise light theme visual design
IIC gold & navy brand accents with white cards
Refined typography hierarchy & high-contrast accessibility
Fully responsive desktop, tablet and mobile layouts

Finance & Milestones

Phase 2 + 3 Financial Plan

Review the complete $15,000 USD budget distribution, 5 delivery milestones, payment schedules, and financial validation ledger.

IIC Planet Portal Phase 2 + Phase 3 — Milestones & Finance

Delivery milestones, scope allocation, payment status, permissions, and project financial overview.

Upcoming / Planned Budget: $15,000 USD

Phase 2 + Phase 3 Development Budget

Total Planned Budget: $15,000.00 USD

The total planned budget for IIC Planet Portal Phase 2 + Phase 3 is $15,000 USD. The budget is distributed across UI/UX & Light Theme ($2,500), Frontend Development ($3,000), Backend, Permissions & API ($3,500), AI, Analytics, Multilingual & Advanced Features ($3,000), and QA, UAT & Production Deployment ($3,000).

Total Phase Budget

$15,000.00

Phase 2 + Phase 3 Total

Total proposed enhancement budget

Allocated

$15,000.00

100% Scope Mapped

Across 5 distinct milestones

Paid

$0.00

Upcoming Contract Phase

No payments disbursed yet

Remaining

$15,000.00

Outstanding Milestone Balance

To be released upon milestone sign-off

Payment Status

Pending / Upcoming

Scheduled Milestone Schedule

Independent of existing $8,627 balance

Budget Allocation & Financial Validation

$15,000 / $15,000 Allocated

100% Budget Allocated Total Budget: $15,000 Paid: $0 | Outstanding: $15,000

M1: UI/UX & Light Theme ($2,500) M2: Frontend ($3,000) M3: Backend & Permissions ($3,500) M4: AI, Analytics & Multi-lang ($3,000) M5: QA & Deployment ($3,000)

Financial Distinction: Allocation and payment are separate concepts. This $15,000 USD is the planned Phase 2 + Phase 3 development budget and is completely separate from the existing $8,627 pending payments ledger for previous project milestones.

Dedicated Engineering Squad

Phase 2 + Phase 3 Resource Allocation

8 Dedicated Resource Roles

Engineering resources assigned to deliver the 11 Phase 2 + Phase 3 enhancement categories across 5 milestones:

2 Web Frontend

Light theme, permission UI, analytics, AI chat widget & RTL

2 Backend Devs

RBAC middleware, email triggers, AI endpoints & database

1 UI/UX Designer

Figma mockups, RTL layout design & light theme styling

1 QA Engineer

E2E testing, security validation, regression & UAT support

1 Project Manager

Milestone tracking, sprint planning & client sign-offs

1 DevOps Engineer

CI/CD automation, cloud scaling & production deployment

Milestone Delivery Timeline & Execution Pipeline

Sequential roadmap flow: 1. UI/UX & Light Theme → 2. Frontend Dev → 3. Backend & Permissions → 4. AI & Analytics → 5. QA & Deployment

5 Milestones • $15,000 Total

UI/UX & Light Theme

$2,500 USD

Light theme designs, multilingual UI, permissions & AI chatbot UX

Planned

Frontend Dev

$3,000 USD

Light theme UI, permission screens, analytics & AI chat interface

Planned

Backend & Permissions

$3,500 USD

Module & project RBAC APIs, email workflows & AI chat endpoints

Planned

AI & Analytics

$3,000 USD

AI chatbot, deep analytics, 5 languages + RTL & file validation

Planned

QA & Deployment

$3,000 USD

E2E security QA, RTL testing, regression, UAT & production go-live

Planned

Detailed Milestone Breakdown & Budget Distribution

Distribution of the $15,000 Phase 2 + Phase 3 budget into 5 practical engineering milestones

Total: $15,000.00 USD

Milestone	Scope & Key Deliverables	Allocation	Status
1 Milestone 1 — UI/UX & Light Theme	Light theme conversion, new feature screens & design approval Phase 2 + Phase 3 UI/UX design suite; modern enterprise light theme design; new feature screens; multilingual UI/UX for 5 languages; permission management UI; deep analytics dashboard UI; AI chatbot UX; responsive desktop/tablet/mobile layouts & client approval.	$2,500.00	Planned
2 Milestone 2 — Frontend Development	Production frontend development & Phase 1 portal integration Phase 2 + Phase 3 production frontend; light theme implementation; multilingual frontend engine; user/module permission screens; project-level access screens; advanced analytics dashboards; proposal notification UI; AI chatbot interface; advanced search/filtering & collaboration UI.	$3,000.00	Planned
3 Milestone 3 — Backend, Permissions & API	Granular RBAC, project access, email workflows & API architecture Backend APIs; module-level permissions (Read/Write/No Access); individual project-level access; all-project access; database changes; proposal workflow APIs; automated email notification APIs (submission/approval/rejection); analytics APIs; AI chatbot backend integration & Phase 1 auth synchronization.	$3,500.00	Planned
4 Milestone 4 — AI, Analytics, Multilingual & Advanced Features	AI chatbot, deep analytics, 5 languages + RTL & file validation AI chatbot integration with permission guardrails; AI-assisted proposal matching; intelligent project content generation; smart risk summarization; advanced analytics (project/company/proposal/user/platform); 5 languages (EN, AR + RTL, ES, FR, ZH); automated file checksums, OCR parsing & advanced filtering.	$3,000.00	Planned
5 Milestone 5 — QA, UAT & Production Deployment	Security QA, RTL testing, permission audits & production go-live End-to-end QA; permission/security audits; project access testing; multilingual & Arabic RTL validation; AI chatbot security testing; email notification verification; analytics data validation; regression testing against Phase 1; UAT support, bug fixes & production deployment.	$3,000.00	Planned
Total Phase 2 + Phase 3 Budget Allocation		$15,000.00 USD	100% Balanced

Detailed Milestone Scope & Requirements Breakdown

Milestone 1

$2,500

Milestone 1 — UI/UX & Light Theme

Status: Planned

Phase 2 + Phase 3 comprehensive UI/UX design suite
Modern enterprise light theme conversion & visual system
New feature screens and intuitive workflows
Multilingual UI/UX layouts & Arabic RTL styling
Permission management UI (module & project matrices)
Advanced business analytics dashboards & chart mockups
AI chatbot assistant interface & contextual drawer
Responsive desktop, tablet & mobile adaptive designs
Client walkthrough & design milestone approval

Milestone 2

$3,000

Milestone 2 — Frontend Development

Status: Planned

Convert approved UI/UX designs into production frontend
Modern enterprise light theme frontend implementation
Multilingual frontend structure with language switcher
User & module-level permission management screens
Project-level access assignment screens & table views
Advanced business intelligence analytics dashboards
Proposal notification UI & email activity logs
AI chatbot interactive frontend assistant widget
Advanced search, filtering & collaboration features
Seamless frontend integration with existing Phase 1 portal

Milestone 3

$3,500

Milestone 3 — Backend, Permissions & API

Status: Planned

Backend APIs required for Phase 2 + Phase 3
Granular module-level permissions (Read / Write / No Access)
Individual project-level access control engine
All-project access overrides for project managers/admins
Database schema updates & RBAC synchronization
Proposal lifecycle workflow & submission APIs
Proposal automated email notification dispatch APIs
Aggregated business analytics data APIs
AI chatbot backend endpoints & permission security layer
Integration with existing Phase 1 authentication foundation

Milestone 4

$3,000

Milestone 4 — AI, Analytics, Multilingual & Advanced Features

Status: Planned

AI chatbot integration with permission-aware responses
AI-assisted proposal matching algorithm
Intelligent project content generation
Smart risk summarization for project owners
Deep analytics (Project, Company, Proposal, User, Platform)
5 Languages: 🇬🇧 EN, 🇸🇦 AR, 🇪🇸 ES, 🇫🇷 FR, 🇨🇳 ZH
Native Right-to-Left (RTL) engine for Arabic
Automated document checksums & safety verification
OCR & credential parsing integration
Advanced project discovery search & filter matrix

Milestone 5

$3,000

Milestone 5 — QA, UAT & Production Deployment

Status: Planned

End-to-end quality assurance & functional testing
Granular module permission & security testing
Project-level access boundaries validation
Multilingual & Arabic RTL layout testing
AI chatbot prompt injection & data leak prevention tests
Proposal email notification delivery validation
Analytics metrics accuracy validation
Cross-browser, responsive & regression testing vs Phase 1
UAT support, bug fixing & production go-live sign-off

Delivery Governance

Delivery & Sign-off Governance

Each milestone will be delivered with verified functional artifacts, automated security testing, and client sign-off before funds release.

Phase 1 Foundation: Reuses verified authentication, schemas, and governance built in Phase 1.

Total Budget: $15,000 USD

Interactive Feature Modules & Architectural Showcases

Interactive demonstrations of key Phase 2 + Phase 3 modules: Multilingual, Permissions, Analytics, Email Workflows, and AI Chatbot.

Feature Showcase

Multilingual Support Engine 5 Languages + RTL

Global Localization & RTL Support

Comprehensive localization architecture supporting 5 international languages with automatic direction switching (`ltr` ↔ `rtl`) for Arabic.

Active: English (EN)

Direction: LTR

IIC Planet Portal — Strategic Project Discovery

Discover institutional investment opportunities, submit structured proposals, and track milestone disbursements seamlessly.

Includes translation-ready JSON key dictionaries, dynamic currency symbol rendering, and RTL layout engine.

Granular Module Permissions Read / Write / No Access

User-Level Module Access Control

Administrators assign granular access per module. Clear differentiation between Read (view), Write (edit/create), and No Access (hidden).

User Profile	Project Mgmt	Analytics	User Mgmt	Proposals
A User A (Manager)	Read + Write	Read Only	No Access	Read + Write
B User B (Analyst)	Read Only	Read + Write	No Access	Read Only
★ Super Admin	Full Access	Full Access	Full Access	Full Access

Modules marked No Access are strictly removed from navigation and blocked via server-side API middleware.

Project-Level Access Control Specific vs All-Project

Independent Per-Project Permissions

Project access functions independently from module access. A user may have Project Module → Write, but only modify the specific projects assigned to them.

Specific Project Assignment

User A (Project Lead)

Project Alpha → Read + Write
Project Beta → Read Only
Project Gamma → No Access

All-Project Access Authority

Project Manager / Admin

Project Alpha → Read + Write
Project Beta → Read + Write
Project Gamma → Read + Write

Guarantees sensitive venture documents and proposal bids remain strictly compartmentalized.

Business Intelligence Analytics 5 Analytics Layers

Deep Operational & Strategic Insights

Transforming raw counts into actionable intelligence across Projects, Companies, Proposals, Users, and Platform KPIs.

Active Projects

+18% MoM

Proposal Rate

76.4%

Approval Index

Active Companies

142

High Engagement

Proposal Status Distribution Total: 185 Proposals

● Approved (55%) ● Review (25%) ● Pending (12%) ● Rejected (8%)

Equipped with date-range filters, company participation metrics, and exportable BI reports.

Proposal Email Workflows Automated Lifecycle

Automated Stakeholder Email Alerts

Instant automated email notifications dispatched at key lifecycle stages to keep submitters and project admins synchronized.

1. Proposal Submitted To: Project Owner / Admin

Includes: Project name, proposal title, submitter, submission date, executive summary & direct review link.

2. Proposal Approved To: Proposal Submitter

Includes: Project name, proposal title, approving officer, official approval date & link to next steps.

3. Proposal Rejected To: Proposal Submitter

Includes: Project name, proposal title, reviewer, decision date, constructive feedback reason & revision link.

AI Chat Assistant Permission-Enforced AI

Contextual Platform AI Assistant

Conversational assistant providing instant navigation, proposal assistance, and project discovery while strictly enforcing the User → Module → Project Permission boundary.

How do I submit a proposal for Project Alpha?

Permission Verified: You have Read+Write access to Project Alpha. Navigate to Projects → Alpha → Submit Proposal. The submission will trigger an automated email to the project admin.

RBAC Guardrail: If the user queries an unauthorized project (e.g. Project Gamma), the AI will politely state access is restricted.

Context-aware LLM integration with strict zero-leak enterprise security boundaries.

Phase 2 + Phase 3 Scope Coverage

Detailed functional breakdown of all 11 core enhancement categories covered by the $15,000 development budget

11 Core Scope Areas

Scope Area 1

1. AI Features

AI-assisted proposal matching
Intelligent project content generator
Smart risk summarizer & briefs
Relevance score ranking

Scope Area 2

2. AI Chatbot

Interactive AI portal assistant
Guided navigation & search
Proposal workflow explanations
Strict RBAC permission security

Scope Area 3

3. File Validation

Automated document checksums
Deep file format & safety checks
OCR & credential parsing
Document validation status badges

Scope Area 4

4. Advanced Analytics & Insights

Project & status analytics
Company participation metrics
Proposal approval/rejection rates
User activity & platform BI KPIs

Scope Area 5

5. Collaboration & Messaging

In-platform real-time messaging
Discussion threads & comments
Secure encrypted file sharing
Read receipts & audit trails

Scope Area 6

6. Advanced Search & Filtering

Project discovery search engine
Multi-parameter filter matrix
Deep taxonomy & sector tags
Saved search presets & alerts

Scope Area 7

7. Multilingual Support

5 Languages (EN, AR, ES, FR, ZH)
Native RTL engine for Arabic
UI translation key architecture
Localized dates, forms & currency

Scope Area 8

8. Granular Module Permissions

User-level module assignments
Read Access (view module/data)
Write/Edit Access (perform actions)
No Access (completely hidden)

Scope Area 9

9. Project-Level Access Control

Specific project assignments
All-project management access
Read / Write / No Access per project
Independent from module access

Scope Area 10

10. Proposal Email Notifications

Submission email to project owner
Approval email to submitter
Rejection email with reason to submitter
Direct proposal review links

Scope Area 11

11. Light Theme & Modern UI

Modern enterprise light theme design
Navy and gold brand accents
High contrast typography & borders
Full responsive mobile & desktop

Budget Total

Total Development Budget

$15,000.00 USD

Consolidated investment across 5 engineering milestones covering all 11 scope areas.

IIC Worldwide Portal (Upcoming)

Integrated products catalogue, commodities trading, purchase requests, and seller marketplace.

Upcoming Integration

Upcoming Integrated Architecture

The Worldwide functionality will be integrated into the completed IIC Planet Portal foundation.

Reuses the existing verified user accounts, enterprise permissions, and approval system without requiring a separate registration or KYC pipeline.

Core Trading Feature

"Instead, users will see a list of available products and commodities offered by IIC."

Rather than an open, uncurated forum, verified buyers and corporate entities access a centralized, verified catalog of physical products, materials, and commodities backed by IIC, with clear specifications and one-click Request to Purchase submission.

Upcoming

Purchase Products & Commodities

List of products & commodities offered by IIC
Product details & specifications
Request to Purchase
Quantity & target price
Delivery destination & logistics
Request status tracking

Upcoming

Sell Products

Product offer submission
Specifications & grading
Quantity availability
Target selling price
Supporting documents

Upcoming

Admin Management

Manage commodities & product catalogue
Purchase request moderation
Product offer management
Internal admin notes & approvals

Upcoming

Trade Notifications

Purchase request alerts
Offer approval updates
Trade status events
Admin activity alerts

Worldwide Portal Project Budget & Engineering Milestones

Confirmed development budget of $10,000.00 USD structured across 5 engineering delivery milestones.

IIC Worldwide Portal — Milestones & Finance

Commodities trading modules, purchase/sell workflows, multilingual integration, and project financial overview.

Budget: $10,000 USD

Worldwide Portal Development Budget

Total Planned Budget: $10,000.00 USD

The estimated total development budget for the IIC Worldwide Portal is $10,000.00 USD. The development is structured sequentially across 5 Engineering Milestones: UI/UX Design ($1,500), Frontend Development ($2,000), Backend & API Development ($2,500), Workflow & Multilingual Integration ($2,000), and QA, UAT & Production Deployment ($2,000).

100% of the $10,000.00 USD development budget is strictly allocated across the 5 delivery milestones.

Total Phase Budget

$10,000.00

Worldwide Portal Total

Total confirmed development budget

Allocated

$10,000.00

100% Scope Mapped

Across 5 distinct milestones

Paid

$0.00

Upcoming Contract Phase

No payments disbursed yet

Remaining

$10,000.00

Outstanding Milestone Balance

To be released upon milestone sign-off

Payment Status

Pending / Upcoming

Scheduled Milestone Schedule

Independent of existing $8,627 balance

Milestone Allocation Ledger & Validation

$10,000 / $10,000 Allocated

100% Budget Allocated Total Budget: $10,000 Paid: $0 | Outstanding: $10,000

Allocation Distribution Across 5 Engineering Milestones $10,000.00 / $10,000.00 (100%)

■ M1: UI/UX ($1,500) ■ M2: Frontend ($2,000) ■ M3: Backend & API ($2,500) ■ M4: Workflow & Multilingual ($2,000) ■ M5: QA, UAT & Deploy ($2,000)

Important Note: Allocated does not mean Paid.
The financial ledger confirms that the complete $10,000.00 USD budget is fully allocated and mathematically balanced across the five development milestones. The payment status remains Pending / Upcoming and will be disbursed sequentially against milestone approvals upon contract settlement.

Financial Separation: This $10,000.00 USD development budget is strictly separate from the $15,000.00 USD Planet Portal Phase 2+3 budget and the $8,627.00 USD existing project outstanding payment balance.

Dedicated Engineering Squad

Worldwide Portal Resource Allocation ($10,000 USD)

7 Dedicated Resource Roles

Engineering resources assigned to deliver the commodities catalogue, trading flows, and multilingual interfaces:

2 Web Frontend

Catalogue grid, purchase/sell flows & RTL language switcher

2 Backend Devs

Commodity APIs, purchase workflows & Planet Portal auth link

1 UI/UX Designer

Trading wireframes, product detail layouts & RTL styles

1 QA Engineer

Trading workflow testing, security verification & RTL validation

1 Project Manager

Sprint execution, client approval coordination & release governance

Milestone Delivery Lifecycle Flow Pipeline

5-stage sequential execution pipeline for IIC Worldwide Portal commodities trading & workflows

5 Milestones • $10,000 Total

UI/UX Design

Purchase flow, commodities catalogue, sell product UX, Arabic RTL & admin approval UI

$1,500 USD

Frontend Dev

Catalogue grid, product details, purchase request flow, sell flow & admin review interface

$2,000 USD

Backend & API

Commodities APIs, purchase/sell workflow engine, admin approval endpoints & Planet auth integration

$2,500 USD

Workflow & Multilingual

5-language localization, Arabic RTL trade engine, automated email notifications & trade status alerts

$2,000 USD

QA, UAT & Deploy

End-to-end trading tests, RTL verification, email tests, security audits & production deployment

$2,000 USD

Milestone Allocation Specification ($10,000 USD Total)

Formal milestone scope, engineering deliverables, and financial allocation breakdown

100% Balanced ($10,000 USD)

Milestone	Engineering Deliverables & Scope	Budget Allocation	Status
Milestone 1 — UI/UX Design Interactive wireframes, trading prototypes & RTL design system	Worldwide Portal purchase flow, product/commodity catalogue, product details, Request to Purchase workflow, Sell Product workflow, admin management, proposal/request approval interface, notifications, multilingual UI, Arabic RTL experience, and responsive layouts.	$1,500.00 USD	Planned
Milestone 2 — Frontend Development Interactive UI components, trading forms & admin screens	Product/commodity catalogue, product detail pages, purchase request flow, sell product flow, admin interfaces, proposal/request management, approve / reject UI, notification interfaces, language selector, multilingual frontend, and responsive implementation.	$2,000.00 USD	Planned
Milestone 3 — Backend & API Development Trading REST APIs, workflow engine & auth integration	Product/commodity APIs, purchase request APIs, sell product APIs, proposal/request workflow, admin approval/rejection APIs, status management, approval/rejection history, user notification APIs, email notification integration, database updates, and existing Planet Portal authentication/user foundation integration.	$2,500.00 USD	Planned
Milestone 4 — Workflow & Multilingual Integration 5-language localization, Arabic RTL & lifecycle alerts	English, Arabic, Spanish, French, Chinese, Arabic RTL support, admin approval/rejection workflow, email notifications, trade notifications, purchase request lifecycle, product offer lifecycle, and user status updates.	$2,000.00 USD	Planned
Milestone 5 — QA, UAT & Production Deployment End-to-end testing, security audits & production release	End-to-end testing, purchase workflow testing, sell workflow testing, admin approval/rejection testing, email notification testing, multilingual testing, Arabic RTL testing, permission/security testing, responsive testing, regression testing, UAT support, bug fixing, production deployment, and final delivery verification.	$2,000.00 USD	Planned
Total Worldwide Portal Budget	100% Balanced Across All 5 Engineering Milestones	$10,000.00 USD	100% Allocated

Comprehensive Milestone Deliverables Breakdown

Detailed scope criteria and verification items for each of the 5 development milestones

Milestone 1 Planned

Milestone 1 — UI/UX Design

$1,500.00 USD

Worldwide Portal purchase flow wireframes & mockups
Product/commodity catalogue UI layout
Product details & specification sheets
Request to Purchase workflow screens
Sell Product submission workflow
Admin management & moderation console UX
Proposal/request approval interface
Notification drawer & alert designs
Multilingual UI design system
Arabic RTL bidirectional user experience
Full mobile, tablet & desktop responsive layouts

Foundation design & trading UX guidelines

Milestone 2 Planned

Milestone 2 — Frontend Development

$2,000.00 USD

Product/commodity catalogue grid & search components
Interactive product detail pages & specs
Purchase request submission flow & modal
Sell product onboarding & document upload form
Admin trade management interfaces
Proposal/request management table
One-click Approve / Reject action UI
Notification center & real-time badge interfaces
Header language selector & locale switcher
Multilingual frontend string dictionary integration
Responsive implementation across all breakpoints

Interactive frontend client application

Milestone 3 Planned

Milestone 3 — Backend & API Development

$2,500.00 USD

Product/commodity CRUD & inventory APIs
Purchase request submission & status APIs
Sell product submission & document APIs
Proposal/request workflow state machine
Admin approval/rejection REST endpoints
Trade status management engine
Immutable approval/rejection audit history
User notification APIs & webhook dispatches
Email notification service integration
Database schema updates & migrations
Existing Planet Portal authentication/user integration

High-performance server infrastructure & APIs

Milestone 4 Planned

Milestone 4 — Workflow & Multilingual

$2,000.00 USD

🇬🇧 English locale dictionaries & dynamic strings
🇸🇦 Arabic localization with native RTL support
🇪🇸 Spanish locale & commodity terminologies
🇫🇷 French locale & international trade phrasing
🇨🇳 Chinese (Simplified) locale & data formats
Admin approval/rejection automated workflow
Transactional email notifications on trade milestones
Trade in-app notifications and activity feed
Purchase request end-to-end lifecycle triggers
Product offer lifecycle & seller updates
User status updates & email confirmation receipts

Global trade automation & 5-language localization

Milestone 5 Planned

Milestone 5 — QA, UAT & Deployment

$2,000.00 USD

End-to-end integration & lifecycle testing
Purchase workflow verification & checkout tests
Sell workflow testing & attachment verification
Admin approval/rejection state machine testing
Email notification deliverability & template tests
5-language multilingual string completeness tests
Arabic RTL UI layout & bidirectional tests
RBAC permission & security vulnerability tests
Cross-browser & responsive mobile testing
Full regression testing with Planet Portal base
UAT support, client signoff & bug fixing
Production deployment & final delivery verification

Enterprise production hardening & go-live

Budget Summary

Total Milestone Budget

$10,000.00 USD

Verified 5-milestone engineering distribution delivering the entire IIC Worldwide Portal commodities marketplace.

M1: UI/UX Design $1,500 USD

M2: Frontend Dev $2,000 USD

M3: Backend & API $2,500 USD

M4: Workflow & Multilingual $2,000 USD

M5: QA, UAT & Deploy $2,000 USD

Sum Total: $10,000.00 USD (100%)

Worldwide Portal Trading Architecture & Workflows

Integrated commodities catalogue, purchase request flows, seller offers, and admin governance

Curated Trading Engine Verified Inventory

Centralized IIC Commodities Catalogue

Institutional buyers access physical products and raw commodities with structured grading, standardized contracts, and direct purchase request dispatches.

Commodity ID: IIC-COM-9042

Refined Copper Cathodes (Grade A)

Available: 5,000 MT

Purity: 99.99% Cu

Incoterms: CIF Rotterdam

Indicative Price: LME Index

IIC Verified Warehouse

Buyers enter target quantity, preferred destination port, and credit terms for administrative review.

Seller Onboarding Workflow Moderated

Sell Product Workflow & Governance

Sellers submit product specifications, assay certificates, and target selling prices. Requests undergo administrative review and automated notifications before being listed.

1. Submit Offer

Specs & Docs

2. Admin Review

Assay & KYC

3. Approve / Reject

Decision & Email

4. Catalogue Live

Buyer Orders

Automated email notifications dispatched to seller and admin on every lifecycle transition.

IIC Planet Website

Public-facing portal website status, final review checklist, and launch readiness.

Completion Pending Payment

Website Completion Stages

Existing Website Development

Design templates, layout structure & content pages built

Done

Remaining Completion Activities

Final responsive polish and content alignment

Pending Payment

Final Review & Production Launch

Client stakeholder review, SSL deployment & go-live

Planned

Milestone Item

Public Portal Launch Readiness

The website structure has been created and is prepared for final review and production deployment. The remaining activities are sequenced to execute upon payment settlement.

Pending Payments Overview

Financial ledger summary and milestone statuses required for remaining project releases.

Settlement Pending

Total Confirmed Outstanding

$8,627.00 USD

Consolidated outstanding amount across existing project milestones.

Settlement Unlocks Remaining Releases & Fixes

Pending Payment

IIC Bank Mobile App

Outstanding payment associated with the IICB Mobile App project to release remaining 10% QA and app store submission.

Final Milestone Pending

IIC Bank Web (3-Step Auth)

Final milestone payment for completion of the Module 1 (3-Step Authentication) implementation.

Pending Payment

IIC Planet Website

Outstanding payment required to proceed with final completion and launch activities.

TerraPay Full Integration Architecture & Implementation Flow

Complete end-to-end payment rail integration replacing manual transcription with automated institutional clearing.

Full Integration Flow

End-to-End Payment Infrastructure Evolution

To eliminate manual transaction transcription, the TerraPay integration provides two distinct deployment flows — a Standalone Web-Based QR Solution (3–4 Weeks) and a Native IICB Portal Integration (4–5 Weeks) with automated customer account balance crediting and unified 3-Step governance.

Flow 1 • Standalone Solution Timeline: 3–4 Weeks

1. Standalone Web-Based QR Payment Solution

An independent payment gateway application with its own dedicated admin dashboard for managing QR codes, tracking transactions, and card processing.

Deliverables Scope:

QR code generation and management.
Secure web-based payment page for card payments.
Integration with TerraPay (or selected payment gateway) for debit/credit card payment processing.
New standalone admin dashboard to:
- Manage QR codes
- View payment transactions
- Track payment status
Transaction history and payment reports.
Payment confirmation and webhook handling.
Testing, bug fixing, and deployment.

Note: This solution operates independently and is not integrated with the IICB platform.

Flow 2 • IICB Native Integration Timeline: 4–5 Weeks

2. Integration with the IIC Bank

Fully embedded payment infrastructure unified directly into the existing IICB platform, automating instant customer account credits and native ledger history.

Deliverables Scope:

All features included in the Standalone Solution (QR generation, web payment page, card processing, webhooks), with key native enhancements:
No separate admin panel — all payment management features integrated into the existing IICB Admin Dashboard.
Full integration with the existing IICB platform.
Direct API integration between the payment platform and IICB.
Real-time payment status synchronization.
Automatic credit of successful payments to customer IICB accounts.
Unified transaction history directly within the IICB portal.
End-to-end testing, UAT, and deployment.

Unified Experience: Single login and seamless automated balance replenishment for all IICB account holders.

Full End-to-End Integration Flow Architecture

6-stage automated lifecycle from customer payment initiation to automated IICB account balance crediting and GL ledger sync

3-Step Governance Aligned

Initiate & QR / Quote

Operational role or customer creates transfer; calls TerraPay rate quote & QR generator

Sub Admin Check

Automated AML/Sanctions screening (0 Matches / Cleared) & invoice validation

Super Admin Sign-off

Final executive authorization & cryptographic release token

TerraPay Dispatch

Encrypted API dispatch to TerraPay rails with instant Reference ID

Webhook Callback

Real-time asynchronous notification (TRANSFER_COMPLETED / PAYMENT_CAPTURED)

Auto-Credit & GL

Instant customer IICB account crediting, statement logging & immutable audit

Interactive Prototype Demo

Live Payment Integration Sandbox

Flow 1 Mode: Simulating Standalone QR generation, web payment page card checkout, and independent webhook confirmation.

Customer / Corporate Payer

Payment Amount (USD)

Payment Rail

Comparative Architectural Matrix: Flow 1 vs. Flow 2

Direct comparison of deployment scope, user experience, and delivery timelines.

Feature Dimension	Flow 1: Standalone QR Solution	Flow 2: Native IICB Portal Integration
Admin Governance	Separate standalone admin panel developed from scratch	Unified into existing IICB Admin Dashboard (No separate panel)
Customer Account Crediting	Manual entry / transcription required into customer account	Automatic instant credit to customer IICB accounts
Transaction History	Isolated in Standalone reporting interface	Integrated natively into IICB account history & statements
QR & Card Processing	Supported via TerraPay / gateway web checkout page	Supported via TerraPay / gateway web checkout page
Platform Integration	Independent external tool (Zero IICB coupling)	Bidirectional API integration with IICB platform & UAT
Estimated Timeline	3–4 Weeks	4–5 Weeks

TerraPay Gateway Technical API & Webhook Specifications

Technical endpoint architecture supporting both Standalone and Native IICB configurations.

Endpoint / Component	Type	Functional Purpose	Scope
POST /v1/qr/generate	API	Generates dynamic & static payment QR codes with encoded amount & metadata	Flow 1 & 2
GET /checkout/pay/{token}	WEB	Hosted secure web payment page for debit/credit card input & 3D Secure	Flow 1 & 2
POST /api/webhooks/terrapay	INBOUND	Receives payment confirmation callbacks with HMAC signature verification	Flow 1 & 2
POST /iicb/api/account/credit	INTERNAL API	Automatically credits customer IICB account balance upon webhook event	Flow 2 Only
GET /iicb/api/admin/payments	INTERNAL API	Unified payment monitoring integrated directly into IICB Admin Dashboard	Flow 2 Only

Existing Issues & Pending Fixes

Structured review governance for addressing platform refinements following settlement.

Pending Discussion

Detailed Issues — To Be Reviewed with Joshua

Issue Item #1 — Scope Refinement & Minor Fixes

Module: General Deliverables • Priority: TBD • Status: Pending Discussion

To Be Discussed

Issue Item #2 — Portal Review Adjustments

Module: Planet Portal / Web • Priority: TBD • Status: Pending Discussion

To Be Discussed

Issue Item #3 — Mobile App Final QA Polish

Module: IIC Bank Mobile App • Priority: TBD • Status: Pending Discussion

To Be Discussed

Consolidated Strategic Project Roadmap

End-to-end delivery sequence across completed deliverables, active milestones, and upcoming phases.

Master Roadmap

Completed Platforms

Completed

Core MVP platforms developed and deployed.

Settle Existing Pending Payments & Releases

$8,627 Outstanding

Settlement of outstanding balances across IIC Bank Mobile App, Bank Web Module 1 milestone, and Planet Website to release remaining 10% Mobile App QA and store submissions.

IIC Planet Portal Phase 2 + Phase 3 (Upcoming)

Budget: $15,000 USD Upcoming Roadmap

Combined Phase 2 + Phase 3 roadmap extending the completed Planet Portal with AI capabilities, AI Chatbot Assistant, automated file validation, deep business analytics, collaboration messaging, 5-language multilingual support (with RTL), granular user module permissions, project-level access control, proposal email notifications, and a modern light-theme experience.

IIC Worldwide Portal Integration (Upcoming)

Budget: $10,000 USD Upcoming Integration

Integration of Purchase Products & Commodities, Request to Purchase, Sell Products, and admin moderation workflows directly into the Planet Portal infrastructure, delivered across 5 sequential engineering milestones ($1,500 UI/UX + $2,000 Frontend + $2,500 Backend & API + $2,000 Workflow & Multilingual + $2,000 QA/UAT).

IIC Crypto Ecosystem Project (Upcoming)

Budget: $145,000 USD Upcoming Crypto Expansion

Next-generation decentralized digital asset ecosystem building upon the completed Stage 1 Prototype (Prototype Preview), delivered across 8 sequential engineering milestones: Core Ecosystem ($80,000 USD) covering DINAAR & SAYA tokens, custody & trading + Additional Integrations ($65,000 USD) covering dedicated USDT ($15k), native iOS/Android Mobile App ($20k), and direct IIC Bank Integration ($30k).

IIC Bank Web Modules 2–5 & TerraPay Integration

Planned Pipeline

Sequential delivery of Banking Module 2 (Audit Trail), Module 3 (Fee/FX Engine), Module 4 (GL Engine), Module 5 (Smart Cheque), and TerraPay gateway integration (Standalone QR or Native IICB).

IIC Planet Portal Phase 2 + Phase 3 & IIC Worldwide Portal

Shared monthly development resource plan for the IIC Planet Portal Phase 2 + Phase 3 roadmap and IIC Worldwide Portal integration.

Developer Resource Allocation Plan

Monthly Developer Cost

$14,000 / Month

Dedicated Shared Team

Covers both Planet & Worldwide portals

Estimated Duration

2 Months

Sequential Delivery Cycle

Estimated cross-stream timeframe

Estimated Total

$28,000.00

$14,000 × 2 Months

Total estimated resource commitment

Resource Roles

6 Roles

Cross-Functional Capacity

Design, Dev, AI, QA/PM & DevOps

DevOps

Included

No Additional Cost

CI/CD & Infrastructure Support

Shared Development Team

IIC Planet Portal Phase 2 + Phase 3 IIC Worldwide Portal

This resource allocation is structured as a shared engineering team supporting IIC Planet Portal Phase 2 + Phase 3 and IIC Worldwide Portal development during the planned approximately 2-month delivery period. The same cross-functional engineering team works across both workstreams based on sprint priorities, architectural sequencing, and delivery dependencies.

Monthly Developer Resource Allocation

Dedicated engineering roles, allocation types, monthly rates, and primary technical responsibilities

6 Dedicated Roles $14,000.00 USD / Month

Role	Resource Type	Monthly Allocation	2-Month Allocation	Primary Responsibility
UI/UX Designer Product Design & UX System	Part-time	$1,500.00 USD	$3,000.00 USD	• UI/UX design • Web user flows • Planet Portal Phase 2 + Phase 3 interfaces • Worldwide Portal interfaces • AI/chatbot interface design • Analytics/dashboard UX • Responsive design • Design system consistency • Developer design support
Frontend Web Developer Web Interface & Components	Full-time	$3,000.00 USD	$6,000.00 USD	• Planet Portal Phase 2 + Phase 3 frontend development • Worldwide Portal frontend development • Dashboard interfaces • AI/chatbot UI integration • Analytics interfaces • File validation UI • Purchase/Sell workflows • Multilingual frontend implementation • API integration • Responsive web implementation
Backend Node.js Developer Core Services & APIs	Full-time	$3,500.00 USD	$7,000.00 USD	• Node.js backend development • API development • Business logic • Database integration • Planet Portal Phase 2 + Phase 3 backend functionality • Worldwide Portal backend functionality • User/project permissions • Purchase/Sell workflows • Notification workflows • Third-party integrations • AI/analytics backend support
AI & Analytics / Chatbot AI Engine & Intelligence	Full-time	$3,000.00 USD	$6,000.00 USD	• AI chatbot implementation • AI assistant functionality • Analytics engine • Business intelligence features • AI-powered insights • Data analysis workflows • Chatbot API/LLM integration • Analytics dashboard data integration • AI-related backend/frontend integration
QA Engineer / Project Manager Quality & Delivery Lead	Full-time	$3,000.00 USD	$6,000.00 USD	• Functional testing • Regression testing • API testing • Cross-browser testing • User-flow validation • Planet Portal QA • Worldwide Portal QA • AI/chatbot testing • Analytics validation • Bug tracking and verification • Sprint coordination • Task management • Client communication • Release coordination
DevOps Engineer Infrastructure & CI/CD	Included	$0.00 USD	$0.00 USD	Included — No Additional Monthly Cost • Deployment support • Existing infrastructure management • CI/CD support • Environment configuration • Monitoring • Deployment troubleshooting • Production support
TOTAL MONTHLY RESOURCE ALLOCATION		$14,000.00 USD	$28,000.00 USD	ESTIMATED 2-MONTH RESOURCE ALLOCATION: $28,000.00 USD

Two-Month Development Timeline

Sequential focus roadmap across two estimated monthly development cycles

~2-Month Plan

MONTH 1 $14,000 USD

Foundation + Core Development

IIC Planet Portal Phase 2 + Phase 3:

AI feature foundation
AI chatbot foundation
Analytics architecture
File validation workflows
User/project permissions
Multilingual implementation foundation
Frontend and backend development

IIC Worldwide Portal:

Purchase workflow foundation
Sell workflow foundation
Product/commodity interfaces
Admin moderation foundation
Integration with existing Planet Portal infrastructure

Shared:

UI/UX implementation • API development • AI integration • Initial QA • Environment/deployment setup

Cumulative Disbursement: $14,000.00 USD

MONTH 2 $14,000 USD

Integration + QA + Stabilization

IIC Planet Portal Phase 2 + Phase 3:

AI chatbot completion
Analytics implementation
File validation completion
Collaboration features
Multilingual/RTL completion
Permissions and workflow completion

IIC Worldwide Portal:

Purchase & Sell workflow completion
Admin moderation
Notifications
Multilingual support
Integration with Planet Portal

Shared:

Full integration testing • Regression testing • Bug fixing • Performance optimization • Client review • Release preparation

Cumulative Disbursement: $28,000.00 USD (Completion)

Important Note: This is presented as an approximately 2-month development resource plan. Actual delivery timing may vary based on final scope, dependencies, third-party integrations, client feedback, approvals, and change requests.

2-Month Cost Table

$28,000 Total

Monthly disbursement schedule and cumulative financial progression:

Month	Monthly Resource Cost	Cumulative Cost
Month 1	$14,000	$14,000
Month 2	$14,000	$28,000
Total	$28,000	$28,000

Predictable monthly capacity funding model.

Planning Notes

9 Framework Notes

1. The above amounts represent monthly development resource allocation for the combined IIC Planet Portal Phase 2 + Phase 3 and IIC Worldwide Portal workstreams.

2. The estimated engagement period is approximately 2 months.

3. The estimated total resource allocation is $28,000 USD.

4. UI/UX support is provided on a part-time basis.

5. DevOps support is included at no additional monthly cost.

6. The development team is shared across both projects and may be allocated between workstreams according to sprint priorities, dependencies, and delivery requirements.

7. The monthly resource allocation is separate from the existing project milestone/finance budgets shown elsewhere in the dashboard.

8. Actual delivery timing may vary depending on final requirements, third-party integrations, client approvals, testing feedback, dependencies, and change requests.

9. Any additional scope outside the existing project scope should be reviewed separately.

Dedicated resource capacity model for Planet Portal & Worldwide Portal.

IIC Bank Web — Developer Resource Plan

Monthly development resource allocation for IIC Bank Web module development, enhancements, bug fixing, quality assurance and project coordination.

Developer Resource Allocation Plan

Monthly Developer Cost

$15,000 / Month

Dedicated Engineering Capacity

Specific to IIC Bank Web modules

Estimated Duration

~2 Months

Sequential Development Cycle

Approximately 2 calendar months

Estimated Total

$30,000.00

$15,000 × 2 Months

Total estimated resource commitment

Development Roles

5 Roles

Specialized Banking Squad

Dev, Mobile, QA/PM & DevOps

DevOps Support

Included

No Additional Cost

CI/CD & Infrastructure Support

Monthly Resource Allocation Table

Specialized engineering roles, allocation types, monthly rates, and primary technical responsibilities

5 Dedicated Roles $15,000.00 USD / Month

Role	Resource Type	Monthly Cost	2-Month Cost	Primary Responsibility
Frontend Developer Web Interface & Banking UI	Full-time	$3,000.00 USD	$6,000.00 USD	• IIC Bank Web frontend development • Banking module UI implementation • Module 2–5 frontend work • Dashboard development • Forms and workflow interfaces • API integration • Responsive web implementation • UI enhancements • Frontend bug fixing • Performance improvements
Backend Developer Node.js & Core Banking Engine	Full-time	$3,500.00 USD	$7,000.00 USD	• Node.js/backend development • Banking module backend implementation • Module 2 Audit Trail • Module 3 Fee / FX Engine • Module 4 GL Engine • Module 5 Smart Cheque • API development • Database integration • Business logic • Workflow processing • Backend bug fixing • Integration support
Mobile Developer Ecosystem App Support	Enhancement & Bug Fixing	$3,000.00 USD	$6,000.00 USD	Mobile Application Enhancement & Bug Fixing • IIC Bank Mobile App enhancement support related to the banking ecosystem • Existing mobile functionality enhancements • Bug fixing • API integration support • Mobile workflow adjustments • Regression fixes • UI/UX improvements where required • Coordination with Bank Web backend/API changes
QA Engineer / Project Manager Quality & Delivery Lead	Full-time	$2,000.00 USD	$4,000.00 USD	QA: Functional testing, regression testing, API testing, cross-browser testing, banking workflow testing, module testing, bug verification, release validation, mobile enhancement testing. Project Management: Sprint planning, task coordination, developer coordination, progress tracking, client communication, requirement clarification, QA coordination, release coordination.
DevOps Infrastructure & CI/CD	Included	$0.00 USD	$0.00 USD	Included — No Additional Monthly Cost • Deployment support • CI/CD support • Environment configuration • Server/infrastructure support • Monitoring • Deployment troubleshooting • Production deployment support
TOTAL MONTHLY RESOURCE ALLOCATION		$15,000.00 USD	$30,000.00 USD	ESTIMATED 2-MONTH RESOURCE ALLOCATION: $30,000.00 USD

Approximately 2-Month Development Resource Plan

Sequential focus roadmap across two estimated monthly development cycles

~2-Month Plan

MONTH 1 $15,000 USD

Foundation & Core Module Development

IIC Bank Web Focus:

Module 2 — Audit Trail
Module 3 — Fee / FX Engine
Core backend/API development
Frontend workflow implementation
Database/business logic implementation
Banking dashboard enhancements
Mobile enhancement/bug-fixing work
Initial QA and regression testing
Sprint planning and coordination

Cumulative Disbursement: $15,000.00 USD

MONTH 2 $15,000 USD

Integration, Completion & Stabilization

IIC Bank Web Focus:

Module 4 — GL Engine
Module 5 — Smart Cheque
API integration and stabilization
Frontend/backend integration
Mobile enhancements
Bug fixing
Full regression testing
Cross-browser testing
Performance optimization
Client review
Release preparation

Cumulative Disbursement: $30,000.00 USD (Completion)

Important Note: This is presented as an approximately 2-month development resource plan. Actual delivery timing may vary depending on final requirements, dependencies, client feedback, testing results, third-party integrations and change requests.

2-Month Cost Schedule

$30,000 Total

Monthly disbursement schedule and cumulative financial progression:

Month	Resource Cost	Cumulative Cost
Month 1	$15,000	$15,000
Month 2	$15,000	$30,000
Total	$30,000	$30,000

Predictable monthly capacity funding model.

Planning Notes

11 Framework Notes

1. The above amounts represent monthly development resource allocation specifically for the IIC Bank Web project.

2. The estimated engagement period is approximately 2 months.

3. The estimated total resource allocation is $30,000 USD.

4. Frontend and Backend Developers are allocated as dedicated development resources.

5. Mobile Developer support is specifically for enhancement and bug-fixing activities, not for development of a new mobile application.

6. QA / Project Manager combines quality assurance and project coordination responsibilities.

7. DevOps support is included at no additional monthly cost.

8. This developer resource plan is separate from the existing IIC Bank Web milestone and finance structure.

9. Existing milestone amounts ($22,020 scope) and financial commitments remain unchanged.

10. Actual delivery timing may vary depending on final scope, dependencies, client approvals, testing feedback, third-party integrations and change requests.

11. Any additional scope outside the agreed IIC Bank Web requirements should be reviewed separately.

Dedicated resource capacity model for IIC Bank Web modules.

Executive Summary Dashboard

Strategic Execution Summary

Master Project Status & Workstream Matrix

IIC Planet Portal — Phase 1

IIC Planet Portal Phase 2 + Phase 3

IIC Worldwide Portal

IIC Bank Web

IIC Bank Mobile App

IIC Crypto Ecosystem (4 Projects)

IIC Planet Website

TerraPay Integration

IIC Bank Web — Delivery Milestones

IIC Bank Web Developer Resource Plan

Banking Web Architecture Status

8.3 Delivery Milestones Specification

Completed Module 1: 3-Step Approval Architecture

IIC Bank Web Delivery Milestones & Financial Breakdown

IIC Bank Web — Milestones & Finance

Total Remaining / Upcoming Scope: $22,020 USD

$22,020 / $22,020 Allocated

Milestone Delivery Lifecycle Timeline

IIC Bank Web Resource Allocation

Institutional Bank Web Milestone Specification

Comprehensive Module Specifications

3-Step Approval Workflow & Admin Transaction Processing

Audit Trail & Compliance Logging System

Fees, Charges & FX Management Engine

Lightweight General Ledger (GL) Engine

Smart Cheque Management System

IIC Crypto Ecosystem Project

IIC Crypto Ecosystem — 4 Distinct Projects Roadmap

Developer Resource Plan

Customer Portal & Admin Console

USDT Integration with Platform

Mobile Application

IIC Bank Integration

Stage 1 Ecosystem Prototype (Project 1 Baseline)

Project 1 Core Scope Breakdown ($80,000 USD)

Explore Detailed Financials & Scope for All 4 Projects

IIC Bank Crypto Connect

Resource Allocation

Approximately 2-Month Integration Development Plan

Foundation & Core Integration

Integration Completion & Stabilization

Monthly Cost Table

Planning Notes

IIC Crypto Ecosystem — Projects & Finance

Total Planned Across All Crypto Projects: $145,000 USD

Overall Financial Summary Across All 4 Crypto Projects

Project 1 — Customer Portal & Admin Console

Customer Portal Scope

Admin Console Scope

Project 2 — USDT Integration with Crypto Platform

Project 2 High-Level Scope

Project 3 — Mobile Application for Crypto Platform

Project 3 High-Level Scope

Project 4 — IIC Bank Integration with Crypto Platform

Project 4 High-Level Scope

IIC Crypto Ecosystem — Developer Resource Plan

Scope Boundary

Monthly Developer Resource Allocation & Responsibilities

4-Month Development Plan

Foundation & Architecture

Core Feature Development

Ecosystem Integration

QA, Stabilization & Release Preparation

4-Month Cost Table

Planning Notes

IIC Bank Mobile Application

Progress Breakdown

Mobile App Architecture & UI

Core Banking & Security Workflows

Final 10% QA & Production Prep

Google Play & Apple App Store Submission

90% Completed • 10% Remaining

Next Action

IIC Planet Portal — Phase 1

IIC PLANET PORTAL PHASE 1 IS COMPLETED

Phase 1 Completed Functional Modules

IIC Planet Portal Phase 2 + Phase 3 (Upcoming)